Privacy Policy

Introduction

We want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law.  This document explains our website privacy policy and gives you reasons why we ask for the type of information we do. Please take a moment to read this entire policy. If we are required to provide you the official company privacy policy, it will be given to you in person, by mail or if you consent to receive it electronically, by e-mail.

We have contracted with our technology partner "Auto Jockey CRM" to provide the loan application on this website. We have contractual agreements with "Auto Jockey CRM" prohibiting them from disclosing or using the information other than for the purpose it was disclosed. If you have any questions about this particular privacy statement, the practices of this Website, or your dealings with this Website, you can contact us at support@autojockey.com.

By using this web site, you are agreeing to the terms of our website Privacy Policy. We reserve the right to change this website Privacy Policy at any time.

Collection of Information

The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information.  For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness.  We may also obtain information from a credit-reporting agency.  We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state or federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Facts - What Do We Do With Your Personal Information?

WHY?  - Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT? - The types of personal information we collect and share depend on the product or service you have with us. This information can include:

* Social Security number and income

* Payment history and purchase history

* Credit history and assets

When you are no longer our customer, we continue to share your information as described in this notice.

HOW? - All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons we choose to share; and whether you can limit this sharing.

Reasons we can share your personal information.

We can share information with the following. Federal law does not permit the right to limit this sharing.

* For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

* For our marketing purposes - to offer our products and services to you.

* For joint marketing with other financial companies.

* For our affiliates’ everyday business purposes - information about your transactions and experiences.

We may also share information with the following, however, Federal law gives you the right to limit this sharing. If we choose to share, you will be given the opportunity to “opt-out” of this sharing.

* For our affiliates’ everyday business purposes - information about your creditworthiness.

* For our affiliates to market to you.

* For nonaffiliates to market to you.

To limit our sharing, you can contact us at any time to limit our sharing.

Questions? You can call us during normal business hours.

Who we are

Who is providing this notice? - We are the company who has contracted with our technology partner "Auto Jockey CRM" to provide the loan application on this website. We have contractual agreements with "Auto Jockey CRM" prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

What We Do

How does our company protect my personal information? - To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We limit access to your personal information to appropriate personnel with a business need for it. We provide training and communication programs to educate our personnel.

How does our company collect my personal information? - We collect your personal information, for example, when you:

* Give us your income information or provide employment information

* Apply for financing or apply for a lease

* Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? - Federal law gives you the right to limit only:

* sharing for affiliates’ everyday business purposes—information about your creditworthiness

* affiliates from using your information to market to you

* sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? - Your choices will apply to everyone on your account.

Definitions

Affiliates Companies - related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates Companies - not related by common ownership or control. They can be financial and nonfinancial companies.

Joint marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.