To help the government
fight the funding of terrorism and money laundering activities, Federal law requires
all financial institutions to obtain, verify, and record information that identifies
each person who opens an account. What this means for you: When you open an account,
we will ask for your name, address, date of birth, and other information that will
allow us to identify you. We may also ask to see your driver's license or other
or Wisconsin Residents: If you, the applicant, are married and live in a community
property state, you should also provide the personal credit information on your
spouse in the co-applicant section. Your spouse is not required to be a co-applicant
for the credit requested unless he/she wishes to be a co-applicant.
Residents: An applicant, if married, may apply for a separate account.
laws against discrimination require that all creditors make credit equally available
to all creditworthy customers and that credit reporting agencies maintain separate
credit histories on each individual upon request. The Ohio Civil Rights Commission
administers compliance with this law.
Residents: If this is an application for balloon financing, you are entitled to
receive, upon request, a written estimate of the monthly payment amount that would
be required to refinance the balloon payment at the time such payment is due based
on the creditor's current refinancing programs.
Residents: In connection with your application for credit, we may request a consumer
report that contains information on your credit worthiness, credit standing, personal
characteristics and general reputation. If we grant you credit, we or our servicer
may order additional consumer reports in connection with any update, renewal or
extension of the credit. If you ask us, we will tell you whether we obtained a consumer
report and if we did, we will tell you the name and address of the consumer reporting
agency that gave us the report.
Residents: By clicking on "Submit", you authorize us and our employees or agents
to obtain and verify information about you (including one or more credit reports,
information about your employment and banking and credit relationships) that we
may deem necessary or appropriate in evaluating your application. If your application
is approved and credit is extended, you also authorize us, and our employees and
agents, to obtain additional credit reports and other information about you in connection
with reviewing the account, increasing the available credit on the account (if applicable),
taking collection on the account, or for any other legitimate purpose. Married Wisconsin
Residents: Wisconsin law provides that no provision of any marital property agreement,
or unilateral statement, or court order applied to marital property will adversely
affect a creditor’s interests unless, prior to the time that the credit is granted,
the creditor is furnished with a copy of the agreement, statement or decree, or
has actual knowledge of the adverse provision. If you are making this application
individually, and not jointly with your spouse, the full name and current address
of your spouse must be properly disclosed in the co-applicant section of this application.